(no subject)

[nemo2342]

On July 20th, my long nightmare will be over. When I receive my paycheck on that day, I will be able to pay off my last student loan, leaving only my car to be paid off. I would dance, if I didn't think I'd hurt myself.

Comments

[kazeldya8.livejournal.com]

Yay! It's too bad that you consider it to be a nightmare - time to work on getting a job that's not!

I decided that when I've paid off my debt (a little under $8000 in car loan and credit card), I'll take a day off - it'll be time to celebrate! Well, my student loans don't count because they're deferred for now.

Do you want to sub at my school? No degree required - we even have high school student subs.

[nemo2342.livejournal.com]

It's not the job that's the nightmare, it's the whole "having 10k in debt hanging over my head" that was the nightmare. The job ends in September. I still have to work on the car loan, but everything else is good.

I dunno about being a sub. We'll have to see.

[kazeldya8.livejournal.com]

I'm glad your job is not a nightmare. I have about $7-8K in debt, not including loans, plus I also have car insurance, health insurance, rent, etc. It'll be nice to have the car paid off one day soon. How much is left on your car to pay off?

[nemo2342.livejournal.com]

$5,273.71 left to pay on the car. I still have car insurance, about $670/year and cell phone $40/month. I don't carry a balance on my credit card, so that's not an issue. The only thing I'm missing is having health insurance, but you need a steady job for that.

[firenixie.livejournal.com]

Yay for paying off the student loans! I might be on the way to getting a job...but as a secretary...not really very chemistry related, but you know, whatever. Money is good. And so are benefits (I don't have health insurance either).

[nemo2342.livejournal.com]

I'd love to work as a secretary. Think you can get me a job too? :D

[kazeldya8.livejournal.com]

Why would you love secretarial work?

Look at UNC, Duke, law offices, doctor's offices, real estate offices, etc.

[(Anonymous)]

Because it can't be worse than working retail?

[nemo2342.livejournal.com]

Besides, I think I'd look good in high-heels, even if I couldn't walk in them.

[kazeldya8.livejournal.com]

I have $5620ish left on my car (wanna race to pay off our cars?). I used to not carrya CC balance and want to get back there - a few big things (such as plane tickets) and paying more on the car than on the CCs has brought the total up - but I now have that down to about $1600, which really isn't bad. My cell phone is roughly the same amount. My car insurance is $87.50/month, I think. My health insurance is through BCBS - not at all through my employer - and is $138/month. You really should get health insurance. It can be pretty useful.

You also don't pay rent or utilities. :)

[nemo2342.livejournal.com]

If I had a job, I would be paying rent and utilities (I did kinda pay utilities, but not rent, while I was home). And I still can't afford health insurance until I have a job. Sad, but true.

[kazeldya8.livejournal.com]

You have a job right now.

[nemo2342.livejournal.com]

A job that ends in September. And unless unemployment pays a lot more than I think it does, I wouldn't be able to keep my health insurance unless I get a real job when I come back, or have another cruiseline job lined up.